Mukhyamantri Chiranjeevi Swasthya Bima Yojana, Rajasthan

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What is the Mukhyamantri Swasthya Bima Yojana, Rajasthan?

A considerable population in India are poor. And looking at the rising healthcare expenses, good healthcare facilities have become unaffordable for many. Thus, many people avoid paying more attention to the benefits of availing proper healthcare facilities considering the rising medical expenses.

Looking at this scenario, Mr. Ashok Gehlot, Chief Minister of Rajasthan, inaugurated the Mukhyamantri Chiranjeevi Yojana in May 2021 to make healthcare accessible for all people in the state. Under this scheme, the Government of Rajasthan plans to provide affordable policies of health insurance and cost-effective treatment packages to the economically weaker section of society.

The Rajasthan government launched the Mukhyamantri Chiranjeevi Yojana to offer health insurance coverage of up to Rs. 10 lakhs for vulnerable sections of society who may face financial constraints. The scheme encompasses a wide range of medical procedures, totalling over 1,576, providing extensive benefits to insured individuals. One of this plan’s remarkable features is its flexibility, as beneficiaries can seek medical treatment in private and government hospitals. Remarkably affordable, the annual premium for this scheme stands at a mere Rs. 850, equivalent to approximately Rs. 70.8 per month. With this initiative, the government aims to ensure accessible and comprehensive healthcare services to those in need, providing them and their families with greater peace of mind during medical emergencies.

The Mukhyamantri Chiranjeevi Yojana is a commendable initiative to provide comprehensive healthcare benefits to the underserved population. This scheme allows eligible individuals to access much-needed medical services and facilities without financial burdens. The primary goal is to ensure that no one is deprived of quality healthcare due to economic constraints.

According to the Reserve Bank of India’s Handbook of Statistics on the Indian Economy, nearly 30% of Rajasthan’s population lives below the poverty line. Meeting basic needs like food, shelter, and quality healthcare is an everyday struggle for this vulnerable section of society. Recognising this pressing issue, the government has taken proactive steps to improve healthcare accessibility through the Mukhyamantri Chiranjeevi Yojana Rajasthan.

The scheme’s main objective was to provide financial protection and health insurance coverage to the economically vulnerable and underprivileged sections of society. This scheme offered eligible families health insurance coverage for specified medical treatments and hospitalisation expenses.

The Chiranjeevi Yojana, also known as the Chiranjeevi Bima Yojana, is a valuable health insurance plan designed to extend financial assistance to economically disadvantaged individuals for medical treatments and hospitalisation. This government program relieves beneficiaries from bearing the financial burden during medical emergencies. This health insurance scheme aims to provide beneficiaries and their families a secure future by ensuring access to quality healthcare without needing upfront payments. By offering comprehensive coverage, the Chiranjeevi Yojana seeks to promote the well-being of vulnerable members of society and alleviate their worries about medical expenses.

How does the Chiranjeevi Swasthya Bima Yojana, Rajasthan work?

With medical expenses on the rise and the prevalence of lifestyle-related ailments increasing, a significant number of Indians in India still lack health insurance coverage. To address this critical issue and ensure the well-being of its citizens, the Government of Rajasthan has taken a proactive step by introducing the Mukhyamantri Chiranjeevi Yojana. This pioneering health insurance scheme is specifically designed to protect and support the economically weaker sections of society. Through the Mukhyamantri Chiranjeevi Yojana, the government aims to offer comprehensive health insurance coverage and treatment packages, thus providing a safety net for those in need.

When you consider enrolling in the Chiranjeevi Bima Yojana, a health scheme introduced by the Rajasthan government, several vital aspects should be taken into account:

High Sum Insured: The scheme offers substantial health coverage of up to INR 10 lakh, providing financial protection for medical expenses during times of need.
Accidental Coverage: Additionally, beneficiaries can benefit from accidental coverage of up to 5 lakh rupees, providing an extra layer of security in case of unforeseen accidents.
Affordable Premium: Families interested in applying for this program will be pleased to know that the premium required for enrollment is just INR 850, making it highly affordable and accessible for a wide range of individuals.

Considering these factors, prospective you can make informed decisions about enrolling in the Chiranjeevi Bima Yojana and ensure their healthcare needs are adequately covered, providing them with peace of mind and financial security during medical emergencies.

Eligibility Criteria for Mukhyamantri Chiranjeevi Swasthya Bima Yojana

The Chiranjeevi Swasthya Yojana has specific eligibility criteria that applicants must meet to be considered for enrollment in this health insurance program. Here are the essential requirements:

Residency: Applicants must be permanent residents of Rajasthan to qualify for the Chiranjeevi Bima Yojana.
Below Poverty Line (BPL) Category: The scheme is exclusively available to individuals under the Below Poverty Line classification.
Eligible Categories: The program is open to various categories of individuals, including holders of Jan Aadhaar cards, beneficiaries of the National Food Security Act, families listed for COVID-19 ex-gratia support, and contractual and marginal farmers.
Required Documents: Applicants are required to submit essential documents during the application process. These include:

Aadhaar card
Proof of address and income
Passport-size photos
Ration card
BPL certificate
Mobile number

By meeting these specific eligibility requirements and providing the necessary documentation, applicants can apply for the Chiranjeevi Swasthya Yojana. This health insurance program aims to extend valuable coverage and financial assistance to eligible individuals, ensuring access to quality healthcare services in times of medical need.

Things to consider when applying for the Chiranjeevi Swasthya Bima Yojana

The Rajasthan government has implemented a health scheme to provide extensive coverage for beneficiaries.

When enrolling for the program, there are some essential points to bear in mind-

Health Coverage: Under this scheme, participants will receive up to INR 10 Lakh health coverage.
Accidental Coverage: Additionally, the program offers accidental coverage of up to 5 lakh rupees.
Registration Fee: Families interested in applying for this initiative must only pay INR 850.

One does not have to pay the insurance premium for buying Chiranjeevi Yojana as this scheme is funded by the Rajasthan government only. Apart from beneficiaries, the families have to pay only a nominal premium of INR 850 annually to receive free treatment in the network hospitals (government/private). In this way, the applicant will not get the burden of medical expenses on their head as they can settle the claim of up to INR 5 Lakh under the Chiranjeevi Yojana.

Benefits of the Chiranjeevi Swasthya Bima Yojana Health Scheme

The Chiranjeevi Swasthya Bima Yojana offers several valuable benefits to its beneficiaries, ensuring accessible and comprehensive healthcare coverage:

Generous Sum Insured: Under this scheme, beneficiaries can avail of health insurance coverage of up to Rs. 10 lakhs per family for a nominal annual premium of Rs. 850.
Pre and Post-Hospitalisation Coverage: The program includes medical expenses incurred five days before and fifteen days after discharge, ensuring comprehensive support during treatment.
Freedom to Choose Hospitals: Beneficiaries can seek medical treatment in government and private hospitals, providing various healthcare options.
Cashless Medical Care: The scheme facilitates cashless medical services, allowing beneficiaries to receive treatment without needing upfront payments at empanelled hospitals.
Extensive Coverage of Medical Procedures: Chiranjeevi Swasthya Bima Yojana offers coverage for a diverse range of medical procedures, encompassing the majority of treatments required for various health conditions.

Key Features of the Chiranjeevi Rajasthan Health Insurance Scheme

The Chiranjeevi Rajasthan Health Insurance Scheme offers several key features to its beneficiaries, working in conjunction with the Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana:

Eligibility and Enrolment: Beneficiaries of the Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana are eligible to enrol in the Chiranjeevi Rajasthan Health Insurance Scheme.
Cashless Treatment: Qualified individuals below the poverty level can access cashless treatment through the Socio-Economic and Caste Census (SECC) and National Food Security Act (NFSA) categories.
Inclusion of Small Farmers and Contract Workers: The program extends its coverage to encompass small farmers and contract workers, ensuring they can also benefit from the health insurance scheme.
Coverage of Critical Conditions: The scheme covers severe medical conditions like hemodialysis and COVID-19, offering substantial financial support to low-income people.

How to register for Chiranjeevi Health Insurance Scheme?

Chiranjeevi Bima Yojana is one of the best health insurance schemes that extend financial aid to the economically weaker section of society when they need medical treatment and hospitalisation. They don’t need to spend anything to get the treatment. If one has not registered till now, then register today under this scheme. They must make use of this government scheme to build a foundation for a good future for themselves and their family. The money that will be saved can be invested anywhere else. Hence, plan a safe and secure future with this health insurance scheme.

Registering for the Chiranjeevi Health Insurance Scheme is a straightforward process. Here are the steps to guide you through the registration:

Step 1: Visit Mukhyamantri Chiranjeevi Swasthya Bima Yojana‘s official website and locate the SSO (Single sign-on) link in the registration section.

Step 2: If you have yet to register, click on the registration option and choose from the available categories, which may include employee, citizen, or industry. Provide the necessary information as required for registration.

Step 3: Once you complete the registration process, you can log in to your account using your ID, password, and captcha code.

Step 4: Select the ABMGRSBY application option and enter all the required details, such as your name, mobile number, and email address.

Step 5: Upload the necessary documents as specified and click the “Submit” button to complete the registration process.

By following these steps, you can easily enrol under the Chiranjeevi Health Insurance Scheme and avail yourself of its comprehensive healthcare coverage and financial security benefits.

Required documents to register

Chiranjeevi Swasthya Bima Yojana Registration is relatively straightforward, where one typically needs the following set of documents and personal information-

Aadhaar card
Address proof
Bank statement
Below Poverty Line (BPL) certificate
Ration card
Passport-size photograph
Income certificate
Contact Details

This list of documents and applicant information can change and may vary over time. It is suggested to check the Mukhyamantri Chiranjeevi Swasthya Yojana Scheme’s official website for the updated requirements needed for registration.

How to apply for Chiranjeevi Swasthya Yojana Scheme online?

Register on the Official Website: Visit the official website, and complete the registration process.
Submit Registration Form: Fill out the form with all the required details. Once submitted, your login credentials will be sent to your registered mobile number.
Access the Website: Access your login information to access the website and services.
Navigate to Dashboard: Log in to your account and proceed to the dashboard section. Locate the application form for the Chiranjeevi Swasthya Yojana.
Fill out the Application Form: Click on the application form and provide all the necessary information as required.
Submit the Application: After completing the form, submit it through the website’s interface.
Save a Copy: Save a copy of the filled-out form for your records until you are ready to submit it.

How can I check the Chiranjeevi Health Yojana Scheme status online?

It’s essential to note that the Chiranjeevi Health Yojana Scheme is not open to state and central government employees. Instead, these employees can opt to enrol in the Rajasthan Government Health Scheme (RGHS), which is expected to be launched soon. By following these steps, you can easily track the status of your Chiranjeevi Health Yojana Scheme application online and stay informed about your eligibility and participation in this health insurance program.

To check the status of your Chiranjeevi Health Yojana Scheme application online, follow these steps:

Application Submission: The relevant authorities will review your Chiranjeevi Health Yojana Scheme application after submitting it.
Status Link: Once the application is complete, you will receive a status link on your registered mobile number. This link will direct you to your dedicated dashboard for the Chiranjeevi Health Yojana.
Dashboard Access: Access your dedicated dashboard on the provided status link. Here, you can check the current status of your application and see where you are in the process.
Notification of Decision: If your application is approved, you will be informed accordingly. However, in the event of a denial, you will also receive a message regarding the status of your application.

If one wishes to get in touch, one can view the Mukhyamantri Chiranjeevi Yojana’s contact information by visiting the policy’s official website and clicking the ‘contact’ button. It will open a page where they can see the contact details. Further, they can also call the toll-free helpline number – 18001806127 for more information.

Conclusion

Mukhyamantri Chiranjeevi Swasthya Yojana stands as a beacon of hope for Rajasthan’s underprivileged population. With nearly one-third of the state’s residents living below the poverty line, this healthcare initiative addresses the pressing issue of accessibility to quality medical services. Through its comprehensive benefits, including affordable treatments, free check-ups, and vital medications, the scheme significantly impacts the lives of people like you who are in need.

By bridging the healthcare gap and offering financial relief, the government’s efforts are empowering the vulnerable sections of society to lead healthier and more fulfilling lives. The online application process further enhances accessibility, ensuring eligible individuals can easily avail themselves of the scheme’s benefits.

As we learn about the key takeaways from the Mukhyamantri Chiranjeevi Swasthya Yojana, it becomes evident that collective action and compassionate governance can pave the way toward a more inclusive and equitable society. Let us continue to support and raise awareness about this essential initiative, enabling every citizen, regardless of economic status, to access the healthcare they deserve. Together, we can build a brighter and healthier future for all in the vibrant state of Rajasthan.

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Chiranjeevi Swasthya Bima Yojana, Rajasthan