Medical emergencies come unannounced, and the costs of critical or urgent medical care are high, which, sadly, are beyond the financial reach of a lot of people. What do they do in situations like these? Sometimes, they must sell everything they own – their jewellery, house, farms – to save a loved one. It’s not fair, and it’s tough. That’s why the Government of India devised Rashtriya Arogya Nidhi (RAN) to make sure families don’t have to go to extreme measures to get the medical help they need when a loved one is diagnosed with a severe illness. Let’s learn more about how Rashtriya Arogya Nidhi is making a difference for needy people.
About Rashtriya Arogya Nidhi (RAN)
Rashtriya Arogya Nidhi (RAN) is a unique program that helps people facing severe health issues. RAN offers support and money to treat dangerous diseases. Its main goal is to ensure everyone has access to the healthcare they need, regardless of their financial condition.
Let’s learn more about RAN and understand how it is creating a positive impact on the lives of individuals facing severe health issues. In this article, we’ll shed light on the Rashtriya Arogya Nidhi guidelines, which play a pivotal role in determining eligibility for financial assistance, outlining the application procedure, required documents, and the criteria for qualification.
It’s crucial for people to follow these guidelines. This ensures that the process is fair and transparent for everyone. Understanding and adhering to the RAN guidelines empowers individuals to confidently navigate the system, ensuring they make the most of the available support for their healthcare needs.
Benefits of Rashtriya Arogya Nidhi
These are the benefits of the Rashtriya Arogya Nidhi (RAN):
Financial Support: RAN provides financial assistance for the treatment of serious illnesses, ensuring that individuals can access timely and quality healthcare.
Reduced Burden on Families: Families grappling with the financial strain of critical illnesses find relief through the financial support provided by Rashtriya Arogya Nidhi (RAN).
Quality Healthcare Access: RAN facilitates access to quality healthcare services by collaborating with reputed hospitals and medical institutions.
List of Treatments Covered under Rashtriya Arogya Nidhi
Rashtriya Arogya Nidhi (RAN) covers a variety of medical treatments, including but not limited to:
- Cancer Treatment: Chemotherapy, radiation therapy, and surgical interventions for various types of cancer.
- Cardiac Surgeries: Procedures such as bypass surgery and angioplasty for heart-related ailments.
- Organ Transplants: Financial assistance for organ transplant surgeries, including kidney and liver transplants.
- Neurological Disorders: Treatment for conditions like brain tumours and neurological surgeries.
Eligibility Criteria for Rashtriya Arogya Nidhi
Certain eligibility criteria exist to benefit from the Rashtriya Arogya Nidhi Yojana scheme. Individuals falling under the below categories are eligible to apply:
Below Poverty Line (BPL) Families: Families living below the poverty line are given preference, ensuring that those in dire need receive the support they require.
Serious Ailments: Patients diagnosed with life-threatening diseases like cancer, kidney failure, and heart disease are eligible for assistance under RAN.
No Other Financial Assistance: Applicants should not receive financial aid from any other source for the same treatment.
Documents Required for Rashtriya Arogya Nidhi
To submit Rashtriya Arogya Nidhi form, applicants need to furnish a set of essential documents, including:
Proof of Income: Documents validating the applicant’s financial status, especially for those falling under the Below Poverty Line (BPL) category.
Medical Reports: Comprehensive medical reports establishing the diagnosis and the necessity for the proposed treatment.
Identity Proof: Valid government-issued identity proof for verification purposes.
Address Proof: Document verifying the residential address of the applicant.
How to Apply for Rashtriya Arogya Nidhi (Steps)
Patients must fill out the Rashtriya Arogya Nidhi application form to access financial assistance. Here are the steps involved:
Submission of the Application:
- Complete the application form in the prescribed format.
- Ensure that the treating doctor duly signs the form.
The form must be countersigned by the Medical Superintendent of the Government hospital or institute where the treatment is being sought.
Submission of Supporting Documents:
- Include a copy of the income certificate along with the application.
- Submit a copy of the ration card as part of the documentation process.
Revolving Funds Mechanism:
- Thirteen Central Government Hospitals/Institutes have established Revolving Funds.
These funds amounting to Rs. 50 lakh (Rs. 90 lakh in the case of AIIMS, New Delhi) are allocated to facilitate treatments costing up to Rs. 2 lakh per case.
Referral for Cases Beyond Rs. 2 Lakh:
- Cases requiring financial assistance beyond Rs. 2 lakh are referred to the Ministry of Health & Family Welfare, Government of India.
- The Ministry reviews and provides funds for such cases, ensuring comprehensive support for treatments exceeding the prescribed limit.
By adhering to this procedural framework, patients can complete the application process smoothly, increasing their chances of receiving the necessary financial aid for their medical treatments.
Who Are Excluded (Not Eligible) for Rashtriya Arogya Nidhi
While RAN aims to be inclusive, there are specific exclusions:
Individuals with Adequate Financial Resources: Those who have the financial means to undergo treatment without assistance from RAN are not eligible.
Existing Recipients of Similar Aid: Individuals already receiving financial assistance for the same treatment from other sources are excluded.
Rashtriya Arogya Nidhi Hospitals
Rashtriya Arogya Nidhi (RAN) collaborates with renowned hospitals and medical institutions nationwide to ensure beneficiaries receive the best care. Some of the affiliated hospitals include:
- Dr. Ram Manohar Lohia Hospital, Delhi
- AIIMS, New Delhi
- Lady Hardinge Medical College, New Delhi
- Smt. Suchita Kripalani Hospital, New Delhi
- Gandhi Memorial Associated Hospital, Lucknow
- Chittaranjan National Cancer Institute, Kolkata
- Regional Institute of Medical Sciences, Imphal
- Shere Kashmir Institute of Medical Sciences, Srinagar
For any further inquiries, you can call the Rashtriya Arogya Nidhi contact number or visit the address given below:
Under Secretary (Grants), Ministry of Health & Family Welfare, Room No. 514-A, Nirman Bhavan, New Delhi-110011.
Tele.: 23061986/23061731
Rashtriya Arogya Nidhi (RAN) helps ensure everyone can get the healthcare they need. It helps people overcome financial barriers and ensures that critical healthcare access is available to all. By understanding the eligibility criteria, benefits, application process, and affiliated hospitals, individuals can confidently take advantage of the Rashtriya Arogya Nidhi scheme.
FAQs related to Rashtriya Arogya Nidhi (RAN)
Q. How to check if I am eligible for financial assistance under Rashtriya Arogya Nidhi (RAN)?
A. To determine eligibility, consider factors such as income, serious medical conditions, and not receiving similar aid from other sources. Detailed information is available on the official RAN website.
Q. What types of treatments does RAN cover?
A. RAN covers a range of treatments for life-threatening diseases, including cancer treatment, cardiac surgeries, organ transplants, and neurological disorders. The list is comprehensive and designed to address critical health challenges.
Q. What documents are required when applying for assistance through RAN?
A. Essential documents include a filled application form, a signed medical certificate from the treating doctor, an income certificate copy, and a ration card copy. These documents help in verifying eligibility and facilitating the application process.
Q. How to apply for financial assistance through RAN?
A. The application process involves downloading the form from the official website, filling it out, and submitting it with the necessary documents. Detailed steps are outlined on the RAN website to guide applicants through the process.
Q. How to donate to Rashtriya Arogya Nidhi to support its mission?
A. Donating to RAN is a meaningful way to contribute. Visit the official website for online donations or contact the provided RAN donation contact number for information on various donation options, including bank transfers or other offline methods. Your contribution plays a vital role in supporting RAN and ensuring healthcare accessibility for those in need.
Conclusion
Many people in India do not have access to medical care in case they or their family member is suffering from a life-threatening disease. Undergoing treatment for a life-threatening disease can be difficult. So, to ease their financial burden a little, the government of India introduced Rashtriya Arogya Nidhi (RAN), a remarkable initiative to ensure that everyone can undergo medical treatment without worrying about the high costs associated with the same.
Along with government schemes like RAN, people who are unable to afford their treatments can approach crowdfunding platforms like Ketto, where they can start fundraisers and raise funds for their medical care. Undergoing treatment for a life-threatening disease can be emotionally and physically exhausting. Some financial help can ease the patient’s or the family’s difficulty at such times. Ketto gives a platform to these individuals and bridges the gap between donors, those who are willing to help, and those who need help.
Thanks to Ketto and its large donor community, countless individuals and children have been able to undergo life-saving medical treatments and surgeries. While many of them have recovered and are living fuller and healthier lives today, others are on the path to recovery.
Initiatives like RAN and crowdfunding platforms like Ketto have made healthcare affordable and accessible to everyone. Let us choose to work towards a future where nobody has to choose between health and financial well-being and where quality healthcare is a reality for everybody, and no one is left behind in their journey towards recovery and living a healthier life.
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